Manufactured Housing Loans California — Resolution Equity
Manufactured Housing Loans
Affordable homeownership financing for manufactured and mobile homes — with conventional, FHA, and VA options available.
Key Benefits
- FHA, VA, and conventional programs available
- Financing for homes on owned land
- Competitive interest rates
- Single-wide and double-wide eligible
- New and existing manufactured homes
- Primary residence and investment options
- Title I and Title II FHA programs
- Permanent foundation required for most programs
About Manufactured Housing Loans
Manufactured housing loans provide financing for factory-built homes that meet HUD construction standards. These homes offer an affordable path to homeownership across California. Resolution Equity offers multiple loan programs for manufactured homes, whether the home is on a permanent foundation on land you own or in a community setting.
HUD Standards
To qualify for most loan programs, the manufactured home must have been built after June 15, 1976, and comply with HUD Manufactured Home Construction and Safety Standards. The home must display a HUD certification label.
Real Property vs. Personal Property
Manufactured homes on a permanent foundation affixed to land you own are typically classified as real property and eligible for conventional or government-backed financing. Homes in leased-land communities may have different financing options.
Foundation Requirements
Most loan programs require the home to be on a permanent foundation meeting FHA or HUD guidelines. A foundation certification from a licensed engineer may be required.
Questions About Manufactured Housing Loans?
Our licensed team in Temecula is ready to walk you through your options and get you pre-qualified fast.