Office Building Loans California — Resolution Equity
Office Building Loans
Financing for office buildings and professional space — for investors and owner-occupants across California.
Key Benefits
- Single-tenant and multi-tenant office
- Suburban and urban office properties
- Owner-occupied and investment
- SBA 7(a) and 504 for owner-users
- Purchase, refinance, and cash-out
- Loan amounts from $500K to $20M+
- Bridge and permanent financing
- Medical office and professional buildings
About Office Building Loans
Resolution Equity provides commercial real estate financing for office properties ranging from small professional buildings to multi-story suburban office complexes. We work with investors and business owners to structure the right financing for office acquisitions, refinances, and cash-out transactions throughout California.
Current Market Dynamics
The office market has experienced significant changes post-pandemic. Lenders are closely scrutinizing occupancy, lease terms, and tenant quality. Well-leased suburban office properties with strong tenants continue to attract competitive financing.
Owner-Occupied Office
Business owners purchasing their own office space may qualify for SBA 504 financing with as little as 10% down and long-term fixed rates. This is often more cost-effective than leasing over the long term.
Lease Analysis
Lenders will carefully review existing leases, including term lengths, renewal options, tenant creditworthiness, and any co-tenancy clauses. Longer leases with creditworthy tenants improve financing terms.
Questions About Office Building Loans?
Our licensed team in Temecula is ready to walk you through your options and get you pre-qualified fast.