Retail Commercial Loans California — Resolution Equity
Retail Commercial Loans
Financing for strip centers, storefronts, shopping centers, and retail properties throughout California.
Key Benefits
- Single-tenant and multi-tenant retail
- Strip centers and shopping centers
- Owner-occupied and investment
- Purchase, refinance, and cash-out
- SBA 7(a) and 504 programs available
- Competitive fixed and variable rates
- Loan amounts from $500K to $20M+
- Bridge and permanent financing
About Retail Commercial Loans
Resolution Equity provides commercial real estate financing for retail properties of all sizes — from single-tenant storefronts to anchored shopping centers. Our retail loan programs are designed for investors and owner-users looking to acquire, refinance, or extract equity from California retail real estate.
Owner-Occupied vs. Investment
Owner-occupied retail properties (where your business occupies 51%+ of the space) may qualify for SBA financing with lower down payments and longer terms. Investment retail properties are underwritten based on rental income and DSCR.
Tenant Quality Matters
Lenders evaluate the credit quality and lease terms of existing tenants. Properties with national credit tenants on long-term leases typically command better financing terms than those with local or short-term tenants.
Market Considerations
Retail lending has evolved significantly. Properties with strong e-commerce-resistant tenants (restaurants, medical, service businesses) are viewed more favorably than traditional soft goods retail.
Questions About Retail Commercial Loans?
Our licensed team in Temecula is ready to walk you through your options and get you pre-qualified fast.