Church Financing — Resolution Equity
Church Financing
Specialized financing for churches, houses of worship, and religious facilities throughout California.
Key Benefits
- Churches, synagogues, mosques, and temples
- Purchase and refinance programs
- Construction and renovation loans
- Congregation-based income underwriting
- Long-term fixed and adjustable rates
- Loan amounts from $500K to $20M+
- Owner-occupied and investment properties
- Experienced in faith-based lending
About Church Financing
Faith-based organizations have unique financing needs that require lenders with experience in religious property. Resolution Equity offers purchase, refinance, and construction loans for churches, synagogues, mosques, and other houses of worship — with programs designed around congregation-based income rather than traditional commercial metrics.
Understanding Church Financing
Churches and religious organizations are considered special-purpose properties, which means traditional commercial lenders often decline them. Resolution Equity works with lenders who specialize in faith-based real estate and understand how to underwrite congregation size, tithing income, and ministry cash flow.
Purchase and Refinance Options
Whether your congregation is purchasing its first building, expanding to a larger facility, or refinancing an existing mortgage to reduce payments, we can structure a loan that fits your ministry's financial profile. We offer both fixed and adjustable rate programs with terms up to 25 years.
Construction and Renovation Loans
Growing congregations often need to build new facilities or renovate existing ones. We offer construction-to-permanent loans that convert to long-term financing upon project completion, minimizing the need for multiple closings and reducing overall costs.
Questions About Church Financing?
Our licensed team in Temecula is ready to walk you through your options and get you pre-qualified fast.